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Terms of Service

Last updated: June 2026

FarmLoans.ai is not a lender and does not make credit decisions. We provide educational content and help connect prospective agricultural borrowers with participating third-party lenders. Using this Site is not an application for credit and does not guarantee any financing.

These Terms of Service (“Terms”) govern your use of farmloans.ai (the “Site”), operated by AgLoans.com LLC (“FarmLoans.ai,” “we,” “us,” or “our”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1. What we do (and don’t do)

FarmLoans.ai offers educational information about agricultural financing and a service that helps connect you with participating third-party lenders. We are not a lender, broker, or financial, legal, or tax advisor. We do not make loans, underwrite, approve applications, set rates or terms, or guarantee that you will be matched with a lender or obtain financing.

2. No professional advice

Content on the Site is for general educational purposes only and is not financial, legal, tax, or lending advice. Loan terms, eligibility, and availability vary by lender and program and change over time. You should confirm details directly with lenders and qualified professionals before making decisions.

3. Eligibility

You must be at least 18 years old and able to form a binding contract to use the Site.

4. Submitting an inquiry

When you submit an inquiry, you agree to provide accurate, current, and complete information. Submitting an inquiry is not a loan application and creates no obligation on you, on us, or on any lender. You authorize us to share the information you provide with participating third-party lenders so they may evaluate and respond to your interest.

5. Consent to be contacted

By submitting your information, you consent to be contacted by FarmLoans.ai and participating lenders about your inquiry using the contact details you provide. If you opt in to text messages, message and data rates may apply and you can opt out by replying STOP. Consent to texts is not a condition of any service.

6. Third-party lenders and links

Participating lenders are independent third parties. We do not control and are not responsible for their products, decisions, terms, conduct, or privacy practices. Any agreement you enter into with a lender is solely between you and that lender. The Site may contain links to third-party websites provided for convenience only.

7. Acceptable use

You agree not to misuse the Site, submit false information, infringe others’ rights, attempt to gain unauthorized access, or use the Site for any unlawful purpose.

8. Intellectual property

The Site and its content are owned by us or our licensors and are protected by applicable laws. You may not copy, reproduce, or distribute content without permission, except as allowed by law.

9. Disclaimers

The Site and its content are provided “as is” and “as available” without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.

10. Limitation of liability

To the fullest extent permitted by law, FarmLoans.ai and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss arising from your use of the Site or any interaction with a lender.

11. Indemnification

You agree to indemnify and hold harmless FarmLoans.ai and its affiliates from claims arising out of your use of the Site or violation of these Terms.

12. Changes

We may update the Site and these Terms from time to time. Changes are effective when posted, and your continued use means you accept the updated Terms.

13. Governing law

These Terms are governed by the laws of the State of Kansas, without regard to its conflict-of-laws rules.

14. Contact us

Questions about these Terms? Contact us at info@farmloans.ai.

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