Last updated: August 2026
FarmLoans.ai is operated by AgLoans.com LLC. FarmLoans.ai is not a bank, lender, mortgage broker, law firm, tax advisor, or financial advisor. We do not originate, underwrite, service, or fund loans. We do not make credit decisions and we do not set or negotiate interest rates, fees, loan amounts, or terms. Any decision to extend credit, and every term of that credit, is made solely by a lender or program administrator, not by us.
All content on this site — including guides, articles, glossary entries, state pages, calculators, and market notes — is published for general educational purposes. It is not financial, credit, investment, legal, tax, or accounting advice, and it is not a substitute for advice from a qualified professional who knows your situation. Agricultural lending is fact-specific: two operations with similar numbers can receive very different answers from the same lender. Consult an agricultural lender, attorney, and tax professional before making decisions.
Nothing on this site constitutes an offer or solicitation to lend, an application, a pre-qualification, a pre-approval, or a rate lock. We do not guarantee that you will qualify for financing, that financing will be available, or that any particular rate, amount, or term can be obtained. Not all borrowers or loan requests will qualify. Submitting an inquiry through this site or any site we link to does not guarantee financing.
Where we reference interest rates, loan limits, program caps, eligibility criteria, land values, or similar figures, those figures come from third-party sources such as the USDA Farm Service Agency, USDA National Agricultural Statistics Service, the Internal Revenue Service, and Federal Reserve publications. We cite the source and the date the figure was verified. These figures change — USDA publishes FSA loan interest rates monthly, and program limits are adjusted periodically — and we cannot guarantee that any figure shown is current at the time you read it. Always confirm current figures directly with the issuing agency or a participating lender before relying on them. Any rate shown is a published program rate, not a rate offered to you.
Our calculators are planning tools that produce illustrative estimates based only on the values you enter. They do not reflect any lender's actual underwriting, pricing, fees, or terms, and their output is not a quote, an offer, or a prediction of what any lender will do. Examples and scenarios shown in our content are hypothetical and simplified for illustration.
FarmLoans.ai and AgLoans.com are both operated by AgLoans.com LLC and are affiliated businesses. When you choose to continue from this site to AgLoans.com, you are moving to an affiliated company that helps package and place agricultural financing files with lenders. AgLoans.com is also not a bank or lender. Any information you choose to share is handled as described in our Privacy Policy, and information is shared with participating lenders only as disclosed and with your consent. You are never required to use AgLoans.com or any lender we mention, and you are free to work with any lender you choose.
The financing discussed on this site is generally business-purpose agricultural credit — loans made for farming, ranching, and agricultural real-estate purposes rather than personal, family, or household purposes. Consumer lending rules that apply to personal-purpose credit may not apply to business-purpose agricultural credit, and the protections available to you may differ. Discuss the classification of any specific loan with your lender and your attorney.
FarmLoans.ai does not collect Social Security numbers, tax returns, bank statements, account credentials, or other sensitive financial documents through this site. Please do not send those materials to us. Provide them directly to your lender, your FSA office, or your professional advisors through their own secure channels, at the appropriate stage of the process.
This site links to third-party websites, including government agencies, lenders, and other resources. We do not control and are not responsible for the content, accuracy, availability, or practices of those sites. A link is not an endorsement, and citing a source does not imply that source endorses us.
Using this site, reading our content, or contacting us does not create a lender-borrower, attorney-client, fiduciary, or advisory relationship between you and FarmLoans.ai or AgLoans.com LLC.
We may update these disclosures from time to time. Changes are effective when posted, and we will update the "last updated" date above.
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Questions about these disclosures? Contact us at info@farmloans.ai.