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Glossary term

Crop Insurance

Definition

Crop insurance helps protect a farmer's income if a crop fails or prices fall due to covered events.

Technical definition

Crop insurance is a risk-management product that indemnifies producers against yield or revenue losses from covered perils, often supported by federal programs.

Why it matters

Insurance can stabilize income and may make lenders more comfortable, since it reduces the risk that a bad year wipes out repayment ability.

Example

If drought cuts a covered crop's yield, crop insurance may offset part of the lost revenue.

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