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Glossary term

Chattel

Definition

Chattel is movable property — things like equipment, machinery, or livestock — as opposed to land and buildings.

Technical definition

Chattel is tangible, movable personal property distinct from real property, which may be pledged as collateral under a chattel security agreement.

Why it matters

Chattel is often used as collateral for equipment and livestock loans, so the term shows up in farm loan documents.

Example

A tractor and a herd of cattle are chattel that might secure a loan.

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